Stop Arguing About Spending Money
Money Matters – Could You Be Spending Your Way to a Breakup? The number one cause of breakups and divorces around the world isn’t what most people think it is. It isn’t infidelity, in spite of the high number of people in relationships admitting to cheating. Instead, it is arguments over money. If spending is
Money Matters – Could You Be Spending Your Way to a Breakup?
The number one cause of breakups and divorces around the world isn’t what
most people think it is. It isn’t infidelity, in spite of the high number
of people in relationships admitting to cheating. Instead, it is arguments
over money. If spending is a problem in your relationship, then it’s time
to make serious changes or risk losing the love that’s so important to
Do You Have Arguments over Your Spending?
There are plenty of things to argue about in relationships today. Most
couples don’t need any help finding a few meaty bones of contention.
However, arguments over money and the financial foundation of the
relationship and/or family tend to be some of the weightiest arguments
couples today can have. Before you head on over to Divorce Court or book
your stay at Heartbreak Hotel, however, it’s a good idea to try a few
simply strategies to keep your arguments over spending from becoming
harbingers of doom for your relationship.
1) Focus on a Solution to Your Spending Dilemma. Instead of feeling
guilty, angry, or putout; seek solutions that leave you both feeling as
though your voice is being heard and your needs are being met. The key is
to come up with those solutions together.
2) Create a Family Budget. Whether yours is a family of two or there are
children involved in the relationship, there needs to be a budget that
covers everyone as much as possible and leaves everyone with a little
money to spend on whatever floats your boat. The secret to success is to
keep the purchases small so they can continue and avoid purchases that
will unseat the budget for necessities within the month.
3) Keep Separate Accounts. It’s one thing to have a joint account for the
monthly bills. However, both of you need private money to spend. The best
way to do this is to have both of you contributing to the monthly bills
and savings from your own accounts and then each of you having a little
bit left over at the end of the bills to devote to your own pleasure.
4) Get Help if Spending is Becoming too Big to Handle on Your Own. Some
spending issues are simply symptoms of a bigger overall problem. It could
be compulsive spending or even a shopping addiction that fills a very real
emotional void. If spending is beginning to cause problems with other
relationships in your life, then it’s time to get help so you can move on
to a more normal life than you’ve experienced in the past.
Spending can be a real problem for relationships — especially if it’s
ignored. The problem with spending becoming a problem is that it will
never get fixed if it isn’t seen for the problem that it is and addressed
as a problem and not a minor annoyance.